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Home Loan EMI Live
Monthly EMI₹8,678
- Total interest
- ₹10,82,777
- Total payable
- ₹20,82,777
Edit any value — the answer updates instantly.Open full calculator →
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- 8 banks · 55 rate pages
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Bank rate pages →Markets & comparisons
- FD vs RD vs PPF vs SIPThe same monthly saving, four destinations — live side-by-side chart.
- Top performing mutual fundsBest funds by 5-year CAGR in each category, with a SIP projection for each.
- Top performing stocksNifty 50 leaders over 5 years — benchmarked against the index, no tips.
Guides: decisions, not definitions
All guides →- Prepay the home loan, or invest the surplus?A ₹5 lakh prepayment on a ₹50 lakh home loan saves ₹10.7 lakh of interest. The same money in equity at 12% grows to ₹27.4 lakh. Here is how to actually compare the two — with the tax, risk and liquidity fine print.
- Old vs new tax regime: how to actually chooseWith no deductions beyond the standard one, the new regime wins at every income level — by ₹1.75 lakh a year at a ₹16 lakh salary. The old regime only earns its keep past a deduction threshold. Here is where that threshold sits and how to check your own.
- How big should your emergency fund be — and where should it sit?Six months of expenses is the standard answer; your actual number depends on how replaceable your income is. Where you park it matters almost as much: the same ₹3.6 lakh earns ₹10,900 in a savings account and ₹25,100 in an FD over a year.
More than a calculator
Every rate on this site is dated and verified against the bank’s own published figures. And when the decision is bigger than a slider — retirement, a home, where your SIP should actually go — we’ll connect you with a SEBI-registered, fee-only financial planner.